IT'S TIME FOR YOUR INDEPENDENCE...

 IT'S TIME FOR YOUR INDEPENDENCE...

If you’re currently trying to save up for a down payment on a home and are having trouble with how long it’s taking you...YOU ARE LOSING MONEY EVERY SINGLE MONTH YOU WAIT!!!

If you’re currently trying to save up for a down payment on a home and are having trouble with how long it’s taking you...YOU ARE LOSING MONEY EVERY SINGLE MONTH YOU WAIT!!!

Getting Help- The third step is the stage where your application is reviewed for any detriments that will hurt your chances in obtaining your loan. Credit issues, tax liens, school loans issues..etc. We will tell you the best course of action to take  if the loan is denied. Most often, credit experts can help you repair small derogatory items off your credit and continue on to step #4

Getting Help- The third step is the stage where your application is reviewed for any detriments that will hurt your chances in obtaining your loan. Credit issues, tax liens, school loans issues..etc. We will tell you the best course of action to take  if the loan is denied. Most often, credit experts can help you repair small derogatory items off your credit and continue on to step #4

House Shopping -  I or one of our real estate experts will start working exclusively with you and start touring the houses that appeal to you. This is where the process becomes fun for your whole family. 

House Shopping -  I or one of our real estate experts will start working exclusively with you and start touring the houses that appeal to you. This is where the process becomes fun for your whole family. 

Making an Offer - On this step, you will be making an offer for the house that you like. As your real estate agent, I will know the ins-and-outs of how to structure your offer with the right contingencies to protect your best interests...

Making an Offer - On this step, you will be making an offer for the house that you like. As your real estate agent, I will know the ins-and-outs of how to structure your offer with the right contingencies to protect your best interests...

Contract Accepted - We help you work with the lender on the paperwork to finalize the funding of your  LOAN and go to the closing table for final signatures!

Contract Accepted - We help you work with the lender on the paperwork to finalize the funding of your  LOAN and go to the closing table for final signatures!

The Closing - Getting the keys and celebrating your new life in YOUR NEW HOME...

The Closing - Getting the keys and celebrating your new life in YOUR NEW HOME...

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Mortgage Pre-Qualification - The first step is to find out if you are eligible to obtain a no money down loan by filling the form below...

Mortgage Pre-Qualification - The first step is to find out if you are eligible to obtain a no money down loan by filling the form below...

Mortgage Pre-Approval - The second step is  to obtain your actual credit score and credit history as reported by Trans Union™, Experian™ and Equifax™

Mortgage Pre-Approval - The second step is  to obtain your actual credit score and credit history as reported by Trans Union™, Experian™ and Equifax™

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FINALLY A HOMEOWNER!

FINALLY A HOMEOWNER!

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HOW TO BUY A HOUSE 

WITH LITTLE OR NO DOWN PAYMENT? 

HOW TO BUY A HOUSE 

WITH LITTLE OR NO DOWN PAYMENT? 

Kick Your Landlord 

To The Curb! 

Kick Your Landlord 

To The Curb! 

HELLO, ​

I have GOOD news and BAD news if you are thinking of buying a home in today's market 

First the not so good news, did you know the average Montgomery County Maryland home is appreciated at around 10% per year on the latest market reports? That means a $300,000 home on January 1st will cost you $330,000 in December.

Every year you wait...the same house can potentially go up 30K or more. The same house 24 months later can be as high as 360K!

One of my neighbors purchased his home 16 months ago...just before COVID-19 for $619,000, he just SOLD his house again for $719,000. (A 16%+ PROFIT in just 16 months!) That's a massive increase that could potentially put homes you are looking at today out of reach in the next 12 months 

Now for the good news if you are thinking of buying a new home, whether as a first time homebuyer or repeat buyer, there are some fantastic programs you can take advantage of in Montgomery County, MD and surrounding areas:

We have USDA and VA loans with NO DOWN PAYMENTS! 

There is also a brand-new FHA loan program that can potentially eliminate  the down payment!

Once you decided to move forward on buying a home, we negotiate with the sellers to pay part or all your closing costs as well. 

Because of these programs' popularity, we can only work with a select few buyers every month. So if you are ready to become a homeowner or buy another home, you should reach out to me as soon as possible. 

Here are some things you can expect: 

  • Access to programs with lenders who will work hard to get you "APPROVED WITH BENEFITS" and into the right loan
  • Access to homes listed and "Coming Soon Listings" - properties not yet listed but for sale with little or no competition
  • Once you make an offer, we will negotiate on your behalf to get the seller to pay part or all of your closing costs. 
  • If we can't achieve this, we will give you $500 at closing to use for costs! 
  • Exclusive "LOVE IT OR LIST IT" and pay me nothing guaranteed!" - 
  • Once you close in a home and I represent you as the buyer agent, if you need to sell it in the first year and a half for any reason... I will list it and when it sells, you pay me nothing! 
  • Gain access to exclusive programs with a score down to 580 points or higher

Watch me go over how we can save you potentially thousands of dollars here: https://youtu.be/DKN375Yr2gw

There are several ways to reach out to me.  

You can call or text me 240-426-5754

You can schedule a 15-minute no pressure strategy call with me (Calendar link)

 

If you are serious about buying a home, I’m serious about helping you find it, because of the massive amount of work it takes to get a family into a home with these programs, we can only take a few families a month. 

Contact me as soon as possible and let’s get you in your home 

WHAT ARE YOU WAITING FOR?

Are ready to take the 7 STEPS

IT TAKES TO BECOME A  OFFER YOU A HOMEOWNER?

HELLO, ​

I have GOOD news and BAD news if you are thinking of buying a home in today's market 

First the not so good news, did you know the average Montgomery County Maryland home is appreciated at around 10% per year on the latest market reports? That means a $300,000 home on January 1st will cost you $330,000 in December.

Every year you wait...the same house can potentially go up 30K or more. The same house 24 months later can be as high as 360K!

One of my neighbors purchased his home 16 months ago...just before COVID-19 for $619,000, he just SOLD his house again for $719,000. (A 16%+ PROFIT in just 16 months!) That's a massive increase that could potentially put homes you are looking at today out of reach in the next 12 months 

Now for the good news if you are thinking of buying a new home, whether as a first time homebuyer or repeat buyer, there are some fantastic programs you can take advantage of in Montgomery County, MD and surrounding areas:

We have USDA and VA loans with NO DOWN PAYMENTS! 

There is also a brand-new FHA loan program that can potentially eliminate  the down payment!

Once you decided to move forward on buying a home, we negotiate with the sellers to pay part or all your closing costs as well. 

Because of these programs' popularity, we can only work with a select few buyers every month. So if you are ready to become a homeowner or buy another home, you should reach out to me as soon as possible. 

Here are some things you can expect: 

  • Access to programs with lenders who will work hard to get you "APPROVED WITH BENEFITS" and into the right loan
  • Access to homes listed and "Coming Soon Listings" - properties not yet listed but for sale with little or no competition
  • Once you make an offer, we will negotiate on your behalf to get the seller to pay part or all of your closing costs. 
  • If we can't achieve this, we will give you $500 at closing to use for costs! 
  • Exclusive "LOVE IT OR LIST IT" and pay me nothing guaranteed!" - 
  • Once you close in a home and I represent you as the buyer agent, if you need to sell it in the first year and a half for any reason... I will list it and when it sells, you pay me nothing! 
  • Gain access to exclusive programs with a score down to 580 points or higher

Watch me go over how we can save you potentially thousands of dollars here: https://youtu.be/DKN375Yr2gw

There are several ways to reach out to me.  

You can call or text me 240-426-5754

You can schedule a 15-minute no pressure strategy call with me (Calendar link)

 

If you are serious about buying a home, I’m serious about helping you find it, because of the massive amount of work it takes to get a family into a home with these programs, we can only take a few families a month. 

Contact me as soon as possible and let’s get you in your home 

WHAT ARE YOU WAITING FOR?

Are ready to take the 7 STEPS

IT TAKES TO BECOME A  OFFER YOU A HOMEOWNER?

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Yes, I'm ready to take the 1ST STEP To Homeownership with a 

WITH LITTLE OR NO-DOWN-PAYMENT 

Yes, I'm ready to take the 1ST STEP To Homeownership with a 

WITH LITTLE OR NO-DOWN-PAYMENT 

APPLY FOR A FREE CONSULTATION HERE*

APPLY

APPLY

IF YOU WERE HOPING INTO BECOMING A HOMEOWNER THIS YEAR, THIS IS THE SIGN YOU'VE BEEN WAITING FOR...

APPLY FOR YOUR FREE CONSULTATION HERE*

IF YOU WERE HOPING INTO BECOMING A HOMEOWNER THIS YEAR, THIS IS THE SIGN YOU'VE BEEN WAITING FOR...

APPLY FOR YOUR FREE CONSULTATION HERE*

It takes effort and self discipline to buy a house...but only HEARTS can build a HOME

It takes effort and self discipline to buy a house...but only HEARTS can build a HOME

* 100% loan rate offer is subject to change. Rates are based on creditworthiness, loan-to-value (LTV), occupancy and loan purpose, so your rate and terms may differ. All loans subject to credit approval. 

0% loans tend to have higher interest rates and any examples are for informational purposes only.  Actual results of your down payment will be provided by your lender and will likely vary depending on your eligibility and current market conditions. 

Call me for more information, 

Thank you.

* 100% loan rate offer is subject to change. Rates are based on creditworthiness, loan-to-value (LTV), occupancy and loan purpose, so your rate and terms may differ. All loans subject to credit approval. 

0% loans tend to have higher interest rates and any examples are for informational purposes only.  Actual results of your down payment will be provided by your lender and will likely vary depending on your eligibility and current market conditions. 

Call me for more information, 

Thank you.

Brought to you by: 

Brought to you by: 

Fernando Herboso 

301-246-0001

Fernando Herboso 

301-246-0001

 IT'S TIME FOR SOME DRASTIC ACTIONS!

 IT'S TIME FOR SOME DRASTIC ACTIONS!